ZXT 2,401 #26 Posted January 7, 2020 Who do you have for insurance? If you have collision and uninsured motorists, I believe I'd be suing them and changing companies. You've paid well over $6000 in premiums; the least they could do is honor their word. It's not like the accident was your fault. I say take the payout money, buy the truck back for next to nothing, put a $300 tailgate and bumper on it, pocket the rest of the money, and jump ship. If it's deemed not your fault, another insurer is unlikely to fault you for it. I have State Farm. I've yet to have an accident (or even a ticket, knock on wood) and their rates are very good - I pay $54 a month for full coverage on my Porsche - for a 22 y/o. I recommend them. Share this post Link to post Share on other sites
The Tuul Crib 7,336 #27 Posted January 7, 2020 We've been with State Farm for the past 30 years and they have been good to us as well. I just had a $14,000 roof due to hail damage needed replacing. It cost me $300 out-of-pocket. 1 Share this post Link to post Share on other sites
Docwheelhorse 2,660 #28 Posted January 18, 2020 Well... its all over... had 3 shops look at it (1 was shop Travelers wanted me to have look at) Then they sent an adjuster... he looked at truck for an hour and a half. Calls me, says dont argue and totals it. They are picking it up monday and giving me a check after my deductible for $8700... Essentially double what I paid after taxes, reg, the truck itself etc... The end... now for truck shopping Tony 1 1 Share this post Link to post Share on other sites
Pullstart 62,795 #29 Posted January 18, 2020 Are you able to buy it back for a percentage of your payout, or are you not interested in finding a box? Maybe the frame’s toast too? Share this post Link to post Share on other sites
Docwheelhorse 2,660 #30 Posted January 18, 2020 Hi, I could buy it back... but the title is being stamped salvage and registration cancelled. Would cost me roughly $3500 to fix and put through complete front to back salvage inspection plus airbag light is on. For once in my life I did what @Sparky would do and walked away instead of being foolish and trying to beat system and losing out. Tony 1 Share this post Link to post Share on other sites
Pullstart 62,795 #31 Posted January 19, 2020 Good choice. Best of luck finding your new Horse Hauler! Share this post Link to post Share on other sites
