ohiofarmer 3,276 #1 Posted July 12, 2023 (edited) All I have been seeing on quick links lately is ,.Get free money to use at groceries, or other things that are made to look like there are more stimulus checks available for you. Open the link, and one of the requirements is that you are on Medicare. The most important thing I can say about that is that your supplemental payment of maybe a hundred and change a month goes away, but now you are on a part C plan and the really most important thing is that you cannot go back to what you had before. Ever. If you think that is fine, then God Bless You. You should ask yourself what you have to give up? Do you need to go to the Cleveland Clinic? Pay for it yourself, because CC only accepts traditional Medicare. Traveling? You have to access in network providers. Just ask yourself why these advertisers are selling the stuff they are giving you without telling you what they are taking. The government pays Medicare advisors all the same per patient to advise you. Some of them have brick and mortar offices and meet with you and discuss what meds you are on and give you choices of plans along with costs and your maximum deductible. Deductibles don't matter on part C plans and you keep money in your pocket. Unless you get sick. Or worse, get chronically sick. Others use the internet and may use tactics that deliver maximum number of sign ups to themselves. I am not an agent, just a guy who has some aches and pains . Also a guy who had to fight with some silly health maintenance organization stuff when the medical codes were not entered correctly. Just the other day, my advisor called and told me I could save twenty a month because my doctor bills were low and another part G provider offered lower costs because if that. We recently helped some younger friends of ours this advise and they were very impressed with the time out agent took with them. Having an agent who can answer dumb questions I have helps a lot. Hopefully this will help you decide and let you weigh the advantages of each style of coverage Edited July 12, 2023 by ohiofarmer 1 Share this post Link to post Share on other sites
lynnmor 7,306 #2 Posted July 12, 2023 I would never trust an agent, scam websites or anyone on the phone. If you go to https://www.medicare.gov/ you can get all the information you need, there is no need for a third party to stick his nose in your business. Share this post Link to post Share on other sites
ohiofarmer 3,276 #3 Posted July 12, 2023 26 minutes ago, lynnmor said: I would never trust an agent, scam websites or anyone on the phone. If you go to https://www.medicare.gov/ you can get all the information you need, there is no need for a third party to stick his nose in your business. Our guy was recommended by our estate lawyer who also did a land contract sale for us. He made sure we got our filing for part A done in a timely manner and then helped us along when social security screwed things up. Things did not go so well during Covid. We filed in plenty of time and they still tried to pull a reduced benefit penalty on us. You have to file for Medicare part A at age 65 and our full retirement kicked in at age 66 . It's 66 plus now. Our advisor would sell us anything we wanted including the free money part C stuff, but that was not a good fit for us. Of course all the info is on the .gov sites. What's in it for the advisor is the fact that their office is there to sell you other financial products. I guess two things can be true for you and I at the same time. Peace Share this post Link to post Share on other sites
