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Showing results for tags 'total fubar by billing department'.
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Identity theft by a hospital on a closed insurance account?
ohiofarmer posted a topic in non tractor related discussion
If the headline in this topic appears to clickbait after you read this,I apologize. if my problem helps someone else out, then i guess it's OK Years ago, I learned to carefully scrutinize billing by health care providers and insurance providers. i was insured under my wife's work policy and the company talked us into going with HSA instead of the PPO with much cheaper deductible. Their hook was that they would contribute money each year to build up your HSA deductible. That would have been fine if I hadn't gotten sick and needed chunks chopped out of me to get better.....One month after sign up and dealing with it in the middle of benefit years. So i am a battle scarred veteran in the civilian sense of the phrase.That experience taught me that the easiest way to deal with things is a five dollar a month payment to all the little parties until everything gets fairly dealt with. That tactic protects your credit score and makes you such a bookeeping nightmare that providers really want to resolve the issue. i survived that and it took one year to finally get the billing party to realize they mis coded a procedure so the insurance paid off. So now i am on medicare, and i figure if some old sleeping remnants of the disease comes back, i want lower and in most cases non existent co-pays. this brings me to last week. I notice in one statement of "this is not a bill" variety, that it looks like there could be possibly be a large co-pay coming similar to the old HSA days of a high deductible. Then i look at the insurance provider the hospital sent the bill to. we had not been covered by that HSA since the spring of 2020 when we switched to our Medicare A+B+D+G. It was pretty easy to miss at a glance because both companies had the word "united" as the first word. When I saw that the former employer was listed in the guarantor line i figured out that the hospital billing department just used what we had on file the last time---even after we provided them with current information. So even though i called the hospital the other day and asked how my account was coming and they said "paid in full" ,Then I get this mess today. I just might deliver a single dollar to the hospital's billing department to credit to my account even though the nice man from a far Eastern country is looking into the problem. Now the real fun starts. It appears that there is a possibility that the old insurance company we haven't had for three years could have negotiated some stuff down. I guess it would be easier to be mentally incompetent. Then they would just take the farm if I had not caught the mistake
